In just over two weeks, Scotland could have voted for independence from the UK. Latest polls suggest the gap between the 'yes' and 'no' camps is narrowing. So, what would be the consequences, notably on sterling, if there's a vote for a split?
The RBS Chairman, Sir George Mathewsson, has said Scotland would "flourish" as an independent country, comparing its potential with the success of Norway and Singapore. The investment management company, BlackRock disagrees, and says such an event would bring "major uncertainty, costs and risks".
Lea Jakobiak has been speaking to two independence experts to assess the impact of a Yes vote for Scottish independence on Scotland's economy, its businesses and the national currency.